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Jiwezeshe na Watu

Smartphone or boda or tuk tuk, electric or petrol, we finance the asset that powers your hustle.

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Fast, Flexible and Transparent Financing

Realise your potential with Watu, pick up an asset today.

CONNECTIVITY

2-Wheelers

Get top petrol and EV bike brands, plus tuk tuks, financed within 2 hours from our wide dealership network across Kenya.

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MOBILITY

3-Wheelers

Get top petrol and EV bike brands, plus tuk tuks, financed within 2 hours from our wide dealership network across Kenya.

Start your Journey

At Watu,
people come first

Our financing is built around your needs: quick, affordable and transparent, trusted by millions every day.

Built for Everyday Kenyans

Watu helps people level up without high upfront costs or complicated steps.

Trusted and Local

We are trusted by millions and rooted in the communities we serve.

Easy Access, Better Life

Get your asset today and pay in a way that works for you.

Watu

We've helped millions across Africa get access to the tools they need.

Watu provides simple, flexible financing for connectivity and mobility assets that help people work, earn, and stay connected.

Operating in 8 African countries.
Over 6 million assets financed across the continent.
Fast onboarding with approval in under 2 hours.
Real people. Real support. Transparent from start to finish.

Real people.
Real support.

Our customers trust Watu because we make it easier to get started and stay connected.

"Watu has uplifted me financially. The asset has assisted in catering for family needs and I have been able to build two rental rooms from the bike's income."

Douglas Monyancha Onyambu

Boda Boda Driver, Kenya 🇰🇪

"With my phone from Watu, I check market prices, talk to buyers, and learn new farming tips on YouTube. It's changed how I do business."

Lydia Wambui

Farmer, Kenya 🇰🇪

"Before Watu, I used a small kabambe that couldn't support apps. Now with my smartphone, I get orders on WhatsApp, follow maps, and talk to customers directly."

Kevin Otieno

Boda Rider, Kenya 🇰🇪

"Through the bike I have from Watu, I am currently financing a plot of land in Juja. My aim is to acquire a second bike and employ someone else to generate extra income."

David Kariuki Macharia

Boda Boda Driver, Kenya 🇰🇪

"Watu has uplifted me financially. The asset has assisted in catering for family needs and I have been able to build two rental rooms from the bike's income."

Douglas Monyancha Onyambu

Boda Boda Driver, Kenya 🇰🇪

Need assistance?

Our team is here to support you. Contact us for help.

Contact Us

Any questions?

Find answers to common questions in our FAQs.

Browse FAQs

At Watu,
people come first

Our financing is built around your needs: quick, affordable and transparent, trusted by millions every day.

Built for Everyday Kenyans

Watu helps people level up without high upfront costs or complicated steps.

Trusted & Local

We are trusted by millions and rooted in communities across Africa.

Easy Access. Better Life.

Own your motorcycle today and pay comfortably over time.

Watu

We've helped millions across Africa get access to the tools they need.

Watu provides simple, flexible financing for motorcycles and mobility assets that help people work, earn and stay connected.

Operating in 8 African Countries

Serving millions across the continent.

Over 6 Million Assets Financed

Helping customers grow every day.

Approval in Under 2 Hours

Fast onboarding process.

Real Support

Local teams ready to assist.

Watu Customers